Dear Friend

“By failing to prepare, you are preparing to fail.”

                                                                      Benjamin Franklin


It has been a couple of months since my last blog. My goal was to post at least once a month. Things have been kind of crazy for me. I am in the process of selling my condo (my first home) and there are so many things to do to get it ready before I list the place. Therefore, I have been super stressed out. I keep telling myself not to, but it’s so hard not to stress. I am trying to manage a lot of the work for this project with the handyman while I am working my full-time job. So many things to do and so little time, how do you prioritize?

Yesterday, one of my good friend that I have not spoken to in a while reached out to me and mentioned that he always use me as an example of a success story and that he respected me. He wanted to know what does it take to live a quality life without being broke from paying rent and raising his kids. He feels like his whole life this issue has been a vicious cycle that he can’t seem to break out of. He further asked how do you mentally get yourself out of feeling this way. I thought wow this seems like an easy question to answer, but yet its a bit more complex to answer in a text message. I am not in anyway a subject matter expert on this. I think that it starts with you sitting down and being real with yourself. Take out a notebook and jot down notes. First think out loud to yourself:

  1. What would a quality life look like to you?
  2. If you could live any life you want, how would you describe it?
  3. What financial situation is making you stressed?
  4. Do you have a budget?
  5. Create one if you don’t have one.
  6. Once you have a budget, do you see trends in your income or your expenses?
  7. Do you have daily routines?
  8. Do you feel positive, energetic and productive daily?
  9. Do you exercise?
  10. Do you have access to healthy food options? If so, do you eat healthy food?
  11. Do you drink 8 glasses of water in one day?
  12. Do you care a lot about a pair of Jordans or money in your pocket?
  13. What are your fears in life?
  14. What are your successes?
  15. What are you most proud of?
  16. What makes you insecure?
  17. What makes you happy?
  18. What makes you sad?
  19. What are you grateful for?
  20. Do you set goals (short and long-term)?
  21. Do you have personal time to relax without the kids?
  22. What are your favorite activities?
  23. If you could travel the world where would you go?
  24. What is an important cause to you?
  25. What is your long-term dream?
  26. If you could do anything for a living/career, what would it be?
  27. What do you want to change about your life? Be specific.
  28. Are you a lifelong learner?
  29. What are you learning now?
  30. What book are you reading?

These are some of the questions I would ask myself and I would ask others who want to try to establish some plan for their future to think about them. I understand everyone may not have written a plan down before or even thought about these questions out loud, but you should always start somewhere. Success is a result of planning. 

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